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	<title>Comments on: First Time Buyers: Setting up a Budget</title>
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		<title>By: L Mod</title>
		<link>http://ourvalley.org/first-time-buyers-setting-up-a-budget/comment-page-1/#comment-53</link>
		<dc:creator>L Mod</dc:creator>
		<pubDate>Tue, 27 Oct 2009 01:45:16 +0000</pubDate>
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		<description>It is a very smart idea to budget before beginning to look for a new home. Obviously too many people got in over their heads and caused the crash of the real estate and financial markets. By budgeting ahead of time, you can forgo the need to get a loan modification kit or debt loan in case of financial difficulty in the future.</description>
		<content:encoded><![CDATA[<p>It is a very smart idea to budget before beginning to look for a new home. Obviously too many people got in over their heads and caused the crash of the real estate and financial markets. By budgeting ahead of time, you can forgo the need to get a loan modification kit or debt loan in case of financial difficulty in the future.</p>
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		<title>By: Dee</title>
		<link>http://ourvalley.org/first-time-buyers-setting-up-a-budget/comment-page-1/#comment-16</link>
		<dc:creator>Dee</dc:creator>
		<pubDate>Thu, 01 Oct 2009 18:01:38 +0000</pubDate>
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		<description>I think this post is very helpful. It encourages a buyer to speak with those who they trust as well as professionals who can advise and guide them. Receiving the $8000.00 tax credit will also help! Thanks for the information!</description>
		<content:encoded><![CDATA[<p>I think this post is very helpful. It encourages a buyer to speak with those who they trust as well as professionals who can advise and guide them. Receiving the $8000.00 tax credit will also help! Thanks for the information!</p>
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		<title>By: Audrey</title>
		<link>http://ourvalley.org/first-time-buyers-setting-up-a-budget/comment-page-1/#comment-15</link>
		<dc:creator>Audrey</dc:creator>
		<pubDate>Thu, 01 Oct 2009 13:29:57 +0000</pubDate>
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		<description>My husband and I are getting ready to buy our first home together next spring.  I like what you&#039;re saying about budgeting smartly.  I think it&#039;s easy to get caught up in the idea of having a new home.  Many try to live beyond their means.  But all that means is all your money is going into your monthly payment and you have no &quot;fun fund&quot;.  Great post.</description>
		<content:encoded><![CDATA[<p>My husband and I are getting ready to buy our first home together next spring.  I like what you&#8217;re saying about budgeting smartly.  I think it&#8217;s easy to get caught up in the idea of having a new home.  Many try to live beyond their means.  But all that means is all your money is going into your monthly payment and you have no &#8220;fun fund&#8221;.  Great post.</p>
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